Still Paying 1% AUM Fees?

If you’re an internationally trained physician in Canada with a growing portfolio, chances are you’re being quietly overcharged.

We’re not talking about sketchy advisors or bad investments.
We’re talking about how you’re paying for advice — and why that 1% AUM fee could cost you more than half a million dollars over time.

This isn’t opinion. It’s math. 
And this free guide breaks it all down — clearly, concisely, and without any sales pitch.

What’s Inside This Guide

  • The truth about AUM fees (and why they’re invisible on your statements)
  • How a 1% fee quietly compounds into a $500K+ mistake
  • Real examples of how physicians are switching to smarter, transparent models
  • Trusted insights from the only Canadian firm that serves only internationally trained doctors

Bonus: Interactive Fee Calculator Included 

Along with the guide, you’ll get access to our easy-to-use AUM Fee Calculator.

Plug in your numbers and instantly see the true cost of your 1% fee — and how much more you could be keeping.

Use it once, and you’ll never look at “1%” the same way again.

Why This Matters (Even If You Think You’re “Doing Fine”)

You’re a physician. You’ve done the hard work. You’re building wealth.

But you’re also busy — and likely trusting that your advisor has it under control. 

The problem?

Most traditional advisors earn more  as your account grows  — even if they’re not doing more.

They don’t get paid for helping you retire tax-free.
They don’t get paid for helping you leave a legacy.
They get paid just for holding your money.

This guide will show you what that’s costing you — and what smarter doctors are doing instead.

Why RFL?

We’re Canada’s only flat-fee wealth firm built exclusively for internationally trained physicians.
We don’t sell products. We don’t take commissions.
We only work for you.

And we’ve helped over 100 physicians across Canada take back control of their financial future.

Why You Should Act NOW

Incorporated doctors earning $200K+

Internationally trained physician new to the Canadian system

Frustrated by hidden fees, vague advice, or slow responses

Looking for clarity and control over your future — not just vague promises

“RFL showed me I was paying over $12,000/year in hidden fees.

Now I have a flat-fee plan, full transparency, and peace of mind.”

 — Dr. Rehman, Cardiologist 

What other doctors are saying about RFL Wealth

“RFL Wealth gave me clarity and peace of mind—now I focus on living, not worrying about my future.” 

Darshan Khangura

Endocrinologist  

“We sleep easier knowing we have a concrete plan for our family’s future.” 

Dr. Chamberlain

Family Medicine 

“RFL Wealth gave us structure and clarity—we know exactly what we’re working towards now.” 

Frank Ossai

Family Medicine

Get the Free Guide 

Download it now. Takes 3 minutes to read. You might be one decision away from saving hundreds of thousands — and finally getting advice that actually serves you.  

You won’t get this advice from your current advisor. 
And every year you wait could be costing you $10,000+.