41. HOOPP vs. PPP: What’s the Best Pension Strategy for Incorporated Doctors in 2025?

Incorporated physicians in Ontario can now join HOOPP as of January 2025—a game-changer for doctor retirement planning. But is it better than a Personal Pension Plan (PPP)?

In this episode of The Rich Fulfilling Life Show, Saad Nadeem compares HOOPP vs. PPP—covering taxes, contributions, estate planning, and generational wealth.

💡 Want to learn how to save up to $1M in taxes?

📘 Get your FREE Tax-Free Retirement Blueprint at rflwealth.ca/blueprint

Start building your rich, fulfilling life today.

Key Moments:

  • HOOPP for Incorporated Physicians (Starting Jan 2025)
    – Why this new access is a major shift in retirement options for Ontario doctors.

  • HOOPP vs. PPP Breakdown
    – Comparing tax benefits, contribution limits, and flexibility of each plan.

  • Estate Planning & Generational Wealth
    – How each plan affects what you leave behind—and who benefits from your savings.

  • Which Plan Aligns With Your Financial Life?
    – Saad Nadeem walks through the questions you need to ask before choosing.

New episodes every Friday

Share the Wealth 

Love the Show? 

Tell your friends, leave a review, or share your favourite episode on social. Your support helps us reach more internationally trained doctors who deserve to live a Rich, Fulfilling Life.

Share

Leave a Review

Tag Us @RFLWealth

Suggest a Topic