42. Why Selling Your Dental Practice Isn’t Enough for Retirement

In this episode of The Rich Fulfilling Life Show, Saad Nadeem dives into one of the most common—and costly—retirement planning mistakes dentists make: assuming the sale of their practice will fund their retirement.

From overestimating practice value to underestimating future tax bills, Saad breaks down why this strategy often falls short and what you should be doing instead.

You’ll learn:

  • Why relying on your practice sale is a risky retirement plan
  • The myth of “lower taxes in retirement” (and why it’s usually the opposite)
  • The biggest savings mistakes dentists make
  • How to build a tax-efficient retirement plan that lets you enjoy life now and later

If you’re a dentist who’s been so focused on building your practice that you’ve neglected your own financial future, this is a must-listen.

👉 Stick around until the end for a free resource: The Dentist’s Guide to a Tax-Free Retirement.

Key Moments:

  • The Problem with Relying on Practice Sale Proceeds
    – Why most dentists overestimate their practice value and underestimate retirement costs.
  • The Tax Myth: Retirement Means Lower Taxes?
    – Breaking down why taxes are often just as high—or higher—in retirement.
  • Top Savings Mistakes Dentists Make
    – Common pitfalls like lack of diversification, or relying solely on business equity.
  • How to Build a Tax-Efficient Retirement Plan
    – Actionable strategies to reduce your tax bill and build financial freedom—without waiting to sell your practice.
  • Free Resource: The Dentist’s Guide to a Tax-Free Retirement
    – Stay tuned until the end for access to a valuable, dentist-specific retirement planning blueprint.

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