You Rebuilt Your Career From Scratch. Now Let’s Rebuild Your Wealth.
RFL Wealth is Canada’s first flat-fee firm built exclusively for internationally trained physicians.
No conflict, no sales. Just the strategies doctors like you wish they knew sooner.
RFL Wealth exists for internationally trained physicians living and working in Canada
That’s it. No generalists. No sales quotas. No outdated AUM fees and advice from people who don’t understand your world.
Flat-Fee Transparency
No hidden charges. Just honest, expert advice that saves you hundreds of thousands.
Physician Specific Planning
We specialize in doctors who trained abroad — your journey isn’t generic, and neither is our advice.
Tax + Retirement Optimization
Keep more of what you earn. Retire sooner, smarter, and on your terms.
Trusted by 300+ Physicians
Our community is building wealth faster than ever with the most tax efficient Financial Life Plans.
See What You Could Be Saving
Real Doctors. Real Results.
“I thought I had everything in place. RFL showed me how much I was actually losing — and how to fix it.”
— Dr. K, Internal Medicine
“RFL Wealth gave me clarity and peace of mind—now I focus on living, not worrying about my future.”
Darshan Khangura
Endocrinologist
“We sleep easier knowing we have a concrete plan for our family’s future.”
Dr. Chamberlain
Family Medicine
“RFL Wealth gave us structure and clarity—we know exactly what we’re working towards now.”
Frank Ossai
Family Medicine
Tax Free MD: The Book Every Canadian Doctor Needs to Read Before Retirement
Still Paying 1% AUM Fees?
If you’re an internationally trained physician in Canada with a growing portfolio, chances are you’re being quietly overcharged.
We’re not talking about sketchy advisors or bad investments.
We’re talking about how you’re paying for advice — and why that 1% AUM fee could cost you more than half a million dollars over time.
The RFL Wealthcast
Our Top Podcast Episodes for Internationally Trained Physicians
