The Book Every Canadian Doctor Needs to Read Before Retirement
How to build real wealth and retire with confidence—without overpaying in fees or taxes.
About the Book
Tax-Free MD: A Doctor’s Guide to Keeping More and Giving Less to the CRA is a must-read for internationally trained physicians and dentists in Canada who want to keep more of what they earn and take control of their financial future.
This book breaks down complex tax and retirement strategies into real, actionable steps—so you can stop guessing and start planning.

What You’ll Learn
Flat organizational. How to use your medical corporation to your advantage
Strategies for creating tax-free retirement income
How flat-fee financial planning puts you back in control
Who This Is For

Incorporated doctors and dentists practicing in Canada

Internationally trained professionals new to the system

Anyone tired of generic advice and looking for a better way
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What does Financial Planning look like at RFL Wealth Management?
Testimonials
“RFL Wealth gave me clarity and peace of mind—now I focus on living, not worrying about my future.”
Darshan Khangura
Endocrinologist
“We sleep easier knowing we have a concrete plan for our family’s future.”
Dr. Chamberlain
Family Medicine
“RFL Wealth gave us structure and clarity—we know exactly what we’re working towards now.”
Frank Ossai
Family Medicine
Already Read It?
Explore Your Tax-Free Retirement Plan
The next step is simple. Book a call with our team and get a personalized strategy session based on what you learned in the book.
