Unlock $100K+ in Hidden Wealth with a Free Financial Audit (Free & Customized)
Tired of guessing if your financial plan is working?
We’ll review your current setup and send you a free, personalized audit showing the biggest risks, missed tax opportunities, and hidden inefficiencies — plus actionable steps to build real wealth faster.
Authority stats:
$1M+
Lifetime tax savings uncovered in audits
2-5
Quick wins identified in every plan — from missed deductions to smart investment shifts
92%
Physicians had major inefficiencies in their current financial setup
What We’ll Need From You
To create a personalized audit that actually moves the needle, we’ll ask for a few key documents. It’s quick, confidential, and completely secure.
Here’s what to have ready:
Most recent tax return
(T1 and T2 if incorporated)
Notice of Assessment
(last year)
Personal and corporate bank statements
(last 3 months)
Investment account statements
(RRSP, TFSA, non-registered)
Incorporation documents
(if applicable)
Any existing financial plans or projections
(optional, but helpful)
All information is treated with the highest confidentiality and used solely to build your customized audit.
Tired of paying high fees and taxes with no clear return? We’ll show you exactly where you’re losing money.
You’re likely earning well, saving what you can, maybe even investing. But if your financial life isn’t optimized…
You’re not building wealth — you’re losing it to fees and taxes.
The harsh truth? Most doctors’ financial plans aren’t really plans at all. They’re a collection of products, vague advice, and decisions built on gut feeling — not strategy. You work too hard to leave your future to chance.
✔️Hidden tax inefficiencies
✔️ Investment drag
✔️ Missed wealth-building opportunities
✔️ Insurance gaps
✔️ Poorly structured corporations
With clear, actionable steps that could save you six figures over your career — and give you peace of mind today.
Testimonials
“RFL Wealth gave me clarity and peace of mind—now I focus on living, not worrying about my future.”
Darshan Khangura
Endocrinologist
“We sleep easier knowing we have a concrete plan for our family’s future.”
Dr. Chamberlain
Family Medicine
“RFL Wealth gave us structure and clarity—we know exactly what we’re working towards now.”
Frank Ossai
Family Medicine
How we get your Financial Life Plan in order within 24-48 hours.
Step 1: Fill Out the Quick Form
Submit a short intake form (takes under 2 minutes) to help us understand your situation and get the audit started.
Step 2: Upload Your Documents
You’ll receive a secure email with a checklist and upload link. Send us your key financial documents — like tax returns, bank statements, and investment summaries — so we can dive deep into your plan.
Step 3: Sit Back and Relax
Once we have everything, our team will get to work. Within 24 hours, you’ll receive a personalized video audit breaking down what’s working, what’s not, and where you could be building wealth faster.
The No-Pitch Audit Built for High-Earning Doctors Who Don’t Have Time to Waste
Frequently Asked Questions
Who does RFL Wealth serve?
We specialize in working exclusively with internationally trained physicians and dentists practicing in Canada. Our deep understanding of the unique financial challenges and opportunities faced by medical professionals who have immigrated to Canada allows us to provide tailored advice that aligns with your career trajectory and personal goals.
What services does RFL Wealth offer?
We provide comprehensive, flat-fee financial planning tailored for internationally trained doctors in Canada. Our services span seven key areas:
- Investing — 0% AUM advisory, portfolio analysis, and tax-efficient strategies
- Taxes & MPC — Corporate and personal tax planning, filing, and structuring
- Retirement — Financial Life Plans, income analysis, and long-term investment guidance
- Insurance — Risk assessment, coverage strategy, and group benefit planning
- Real Estate — Property performance reviews and ownership structuring
- Legacy — Education funding, lifestyle planning, and family support strategies
- Estate Planning — Wills, trusts, charitable giving, and intergenerational planning
Services are offered through three transparent flat-fee tiers — Premium, Platinum, and Titanium — depending on the level of complexity and support you need.
Who does RFL Wealth serve?
We specialize in working exclusively with internationally trained physicians and dentists practicing in Canada. Our deep understanding of the unique financial challenges and opportunities faced by medical professionals who have immigrated to Canada allows us to provide tailored advice that aligns with your career trajectory and personal goals.
What makes RFL Wealth different from traditional financial advisors?
Unlike many traditional advisors who may earn commissions or charge percentage-based fees, RFL Wealth operates on a flat-fee, fiduciary model. This means our only incentive is to act in your best interest, providing unbiased advice without any hidden agendas or product-pushing.
How does the flat-fee model work?
Our flat-fee structure means you pay a predetermined fee for our services, regardless of your asset size. This approach eliminates conflicts of interest and ensures that our advice is solely focused on helping you achieve your financial goals.
Do I need to have a certain amount of assets to work with RFL Wealth?
No. We believe that quality financial advice should be accessible to all medical professionals, regardless of their current asset level. Our services are designed to provide value at every stage of your financial journey.
How do I get started with RFL Wealth?
Simply book a free strategy call with us. During this initial conversation, we’ll discuss your financial goals, assess your current situation, and outline how our services can support your path to financial freedom.
I’m interested in accounting services, what’s included in each package?
All of our tiers include seamless communication with your advisor and accountant, strategic tax planning, and guidance on tax loss harvesting.
From there, your accounting support expands based on your package:
- Platinum Tier includes filing for 2 personal returns, 2 corporate returns, bookkeeping, up to 3 investment properties, and 3 T5s — with review of previous year filings.
- Titanium Tier covers everything in Platinum, plus filing for additional corporations and T5s, support for up to 5 properties, and complex real estate, trust, and estate coordination.
You get physician-specific tax advice and filing support — without chasing multiple professionals or worrying about what’s been missed.
Do I need to transfer my funds over to work with RFL Wealth?
You don’t need to move any of your money over to get started with RFL Wealth Management planning services but with 0% AUM fees for our advisory services – its not a bad idea.