UNIVERSITY OF TORONTO SPONSORSHIP FAIR
The White Coat Offer Challenge
Enter for your chance to win the $5,000 Future Doctor Fund and let
RFL help you compare the financial offers competing for your attention.
RFL help you compare the financial offers competing for your attention.
They’ll give you the offers. We’ll help you understand them.
At the RFL booth, we’re helping you look beyond the sign-up perk and understand
what each offer could mean throughout medical school, residency, and beyond.
what each offer could mean throughout medical school, residency, and beyond.
How It Works
1
Enter for your chance to win the $5,000 Future Doctor Fund.
2
Spin the White Coat Challenge Wheel.
3
Complete your 60-Second Offer Check.
4
Receive your Med Student Offer Decoder and discover whether you’ve won an instant prize or bonus entry opportunity.
Enter To Win The $5,000 Future Doctor Fund
Complete the form below for your chance to win a $5,000 cash prize
created to support the next stage of your medical journey.
created to support the next stage of your medical journey.
No purchase necessary. Open to Canadian residents (excl. QC) age of majority.
Closes August 19,2026 at 11:59 p.m. 1 prize available consisting of $5,000 CAD.
Odds depend on entries received. Skill-testing question required.
Closes August 19,2026 at 11:59 p.m. 1 prize available consisting of $5,000 CAD.
Odds depend on entries received. Skill-testing question required.
The biggest perk isn’t always the best offer.
Before you sign, compare what each offer provides today
and what it could mean throughout medical school, residency, and beyond.
and what it could mean throughout medical school, residency, and beyond.
Interest Rates
- Is the rate based on prime?
- Is it prime-minus?
- Can the rate or discount change?
Repayment
- When does repayment begin?
- What changes when you enter residency?
Requirements
- Are there bank account, credit card, direct deposit, or other banking requirements?
Flexibility
- Will the offer continue to make sense if your plans, specialty, location, or financial needs change?
International Students
- Are there additional eligibility requirements, guarantor requirements, or restrictions for international students?
Long-term Value
- What will still matter after the sign-up incentive is gone?
About RFL
RFL Wealth Management helps healthcare professionals navigate the financial decisions that come with a career in medicine.
We hope to stay connected throughout your medical journey.
Medicine is the career you chose.
A Rich, Fulfilling Life is the future you create.
A Rich, Fulfilling Life is the future you create.
Saad Nadeem
RFL's CEO
